How does bank reconciliation work?

Upload your bank file and JAVLN Platform matches transactions to clients, policies, and invoices automatically. Premium funder remittances are also reconciled automatically. Exceptions are flagged for your back office to resolve, so manual time goes only to the genuinely unmatched items.

Trust Accounting Software for Insurance Brokers

Trust accounting and policy data working as one system

For a lot of brokerages, the broker management system handles policy data. Trust accounting happens somewhere else, in a separate ledger, with a separate reconciliation process and a separate audit trail. Closing that gap is what JAVLN Platform was built to do.

JAVLN Platform brings trust accounting into the same system as your policy data. The ledger, the bank reconciliation, the commission splits and the prescribed securities tracking all sit in the same system your brokers use. Financial record and policy record stay aligned by default.

How trust accounting for brokers works in JAVLN Platform

Full general ledger and trial balance. Built for insurance brokerages, with the structures and rules the industry actually requires, including trust account discipline.
Automated bank reconciliation. Upload your bank file. JAVLN Platform matches transactions to the right policy, client and invoice.
Commission management across broker, agent and sub-agent structures. Whatever your commercial model, direct broker, AR network or sub-agency, JAVLN Platform calculates and tracks commission accurately every cycle.
Prescribed securities tracking. Australia and New Zealand specific compliance built in, not bolted on.
Premium funding receipting. When a premium funder remits, JAVLN Platform automatically matches the receipt to the right client and policy.
ASIC, IBCOP and APRA compliance checks across every workflow. Every transaction generates an auditable record. Every workflow produces evidence. Every report is a click away.

Preventative compliance built into the workflow

Compliance happens as part of the workflow, every time. Embedded compliance checks confirm that every policy completion and renewal carries the required documentation, whether that's informed consent, FSG or another rule you configure. The transaction proceeds when the obligation is met. If documents need to go out in bulk, the system sends them in a single action.

Every obligation is met as it happens. Your audit trail builds itself in real time.

What financial management and trust accounting for insurance brokers means

Faster reconciliation. Hours of month-end work become minutes. Your back office focuses on exceptions, not data entry.
Cleaner audits. Every action produces an audit trail. SOC 2 Type 2 controls underpin the platform itself. When your auditor asks, the answer is one report away.
Confident commission payments. Broker, agent and sub-agent commission calculations are accurate every cycle, and visible to everyone who needs them.
Compliance, visible in the workflow. Preventative checks run inside the workflow. Issues surface when they happen, so your team resolves them in the moment.
One source of truth. Policy data and financial data are the same data. Numbers your team can rely on, every cycle.

Common questions

Yes. JAVLN Platform's trust accounting is built specifically for the Australian and New Zealand insurance market, with ASIC, IBCOP and APRA compliance checks embedded in the workflow. Preventative compliance confirms every policy completion and renewal carries the required documentation, including informed consent and FSG. JAVLN itself is also SOC 2 Type 2 compliant.

Yes. JAVLN Platform supports commission calculation across broker, agent and sub-agent structures, including authorised representative networks. Commission splits are configured to match your commercial arrangements and applied automatically as policies bind and renew.

Upload your bank file and JAVLN Platform matches transactions to clients, policies and invoices automatically. Premium funder remittances are reconciled automatically too. Exceptions are flagged for your back office to resolve, so manual time goes only to the genuinely unmatched items.

If your business uses a separate general accounting package for payroll or non-trust GL needs, JAVLN Platform connects to it. For the broking trust account itself, JAVLN Platform is designed to be the system of record.

Trust accounting and financial management for insurance brokers

Trust accounting, built in.

Trust accounting and policy data working as one system

How trust accounting for brokers works in JAVLN Platform

Preventative compliance built into the workflow

What financial management and trust accounting for insurance brokers means

See trust accounting and financial management for brokers in action

Common questions

Trust accounting and financial management for insurance brokers

Trust accounting, built in.

Trust accounting and policy data working as one system

How trust accounting for brokers works in JAVLN Platform

Preventative compliance built into the workflow

What financial management and trust accounting for insurance brokers means

See trust accounting and financial management for brokers in action

Common questions

Is JAVLN Platform’s trust accounting compliant with ASIC, IBCOP, and APRA?

Can I manage commission for broker, agent, and sub-agent structures?

How does bank reconciliation work?

Do I still need a separate accounting package?