Trust accounting and financial management for insurance brokers

Trust accounting, built in.

General ledger reporting with opening and closing balances. Automated bank reconciliation.

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Trust accounting and policy data working as one system

For a lot of brokerages, the broker management system handles policy data. Trust accounting happens somewhere else, in a separate ledger, with a separate reconciliation process and a separate audit trail. Closing that gap is what JAVLN Platform was built to do.

JAVLN Platform brings trust accounting into the same system as your policy data. The ledger, the bank reconciliation and the commission splits all sit in the same system your brokers use. Financial record and policy record stay aligned by default.

How trust accounting for brokers works in JAVLN Platform

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General ledger reporting. With opening and closing balances. Built for insurance brokerages, with the structures and rules the industry actually requires, including trust account discipline.

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Automated bank reconciliation. Upload supported bank files and JAVLN matches transactions automatically, with full manual reconciliation tools for the rest. When a premium funder remits, receipts are matched to the right client and policy.

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Commission management across agent and sub-agent structures. With brokerage income tracked in the general ledger. Whatever your commercial model, direct broker, AR network or sub-agency.

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ASIC and IBCOP compliance checks and APRA disclosure capture built into the policy workflow. Every transaction generates an auditable record. Every workflow produces evidence. Every report is a click away.

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Premium funding receipting. When a premium funder remits, JAVLN Platform automatically matches the receipt to the right client and policy.

What financial management and trust accounting for insurance brokers means

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Faster reconciliation. Hours of month-end work become minutes. Your back office focuses on exceptions, not data entry.

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Cleaner audits. Every action produces an audit trail. SOC 2 Type 2 controls underpin the platform itself. When your auditor asks, the answer is one report away.

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Confident commission payments. Agent and sub-agent commission calculations are accurate every cycle and visible to everyone who needs them.

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A foundation for retention. Loyalty grows in the small interactions, and a 360-degree client view strengthens every single one.

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One source of truth. Policy data and financial data are the same data. Numbers your team can rely on, every cycle.

See trust accounting and financial management for brokers in action

Frequently asked questions

How does JAVLN Platform support ASIC, IBCOP and APRA obligations?

JAVLN Platform is built specifically for the Australian and New Zealand insurance market and is designed to support your ASIC and IBCOP obligations, with configurable compliance document checks and APRA disclosure capture in the policy workflow. Preventative compliance can confirm each policy completion and renewal carries the required documentation, including the FSG and any compliance document types you configure. JAVLN itself is SOC 2 Type 2 compliant.

Can I manage commission for agent and sub-agent structures?

Yes. JAVLN Platform supports commission calculation across agent and sub-agent structures, including authorised representative networks. Commission splits are configured to match your commercial arrangements and applied automatically as policies bind and renew.

How does bank reconciliation work?

Upload supported bank files and JAVLN Platform matches transactions automatically, with full manual reconciliation tools for the rest. Premium funder remittances are matched to the right client and policy, and exceptions are flagged for your back office, so manual time goes only to the genuinely unmatched items.

Do I still need a separate accounting package?

If your business uses a separate general accounting package for payroll or non-trust GL needs, you can export general ledger data out of JAVLN Platform for use in your general accounting package. For the broking trust account itself, JAVLN Platform is designed to be the system of record.